National Overseas Scholarship Scheme



National Overseas Scholarship Scheme 



The Scheme of ‘National Overseas Scholarship Scheme for OBC candidates’ has been renamed as ‘Dr Ambedkar Central Sector Scheme of Interest Subsidy on Educational Loan for Overseas Studies for OBC’ wherein the interest subsidy will be provided to the OBC students on the interest payable for the period of moratorium for the educational loans availed by them from the Banks to pursue approved courses of studies abroad at Masters and Ph.D level.


The Scheme is:

Scheme of Interest Subsidy on Educational Loans for Overseas Studies for the Students belonging to the Other Backward Classes (OBCs)

1.         Background

The scheme of Interest Subsidy on educational loans for overseas studies will promote educational advancement of student from Other Backward Classes.

2.         Objective

The objective of the scheme is to award interest subsidy to meritorious students belonging to Other weaker sections of the society so as to provide them better opportunities for higher education abroad and enhance their employability.

3.         Scope

The is a Central Sector Scheme to provide interest subsidy to the student belonging to the OBCs on the interest payable for the period of moratorium for the Education Loans under the Scheme of Interest subsidy on Educational Loans for Overseas Studies to pursue approved courses of studies abroad at Masters and Ph.D level.

4.         Conditions for Interest Subsidy

i.                    The Scheme is applicable for higher studies abroad. The interest Subsidy shall be linked with the existing Educational Loan Scheme of Indian Banks Association (IBA) and restricted to students enrolled for course at Masters, M.Phil and Ph.D level.
ii.                  The interest subsidy under the scheme shall be available to the eligible students only once, either for Masters or Ph.D levels. Interest subsidy shall not be available to those students who either discontinued the course mid-stream due to any reason, or those who are expelled from the institutions on disciplinary or academic grounds.
iii.                If a student violates any condition of the scheme, the subsidy will be discontinued forthwith.
iv.                If a student is found to have obtained the subsidy by false statement/certificates, the subsidy will be withdrawn/ cancelled forthwith and amount of the subsidy paid shall be recovered with penal interest, apart from taking criminal action as per law.
v.                  The students obtaining benefits under this Scheme shall not be given the interest subsidy if he gives up Indian citizenship during the tenure of the loan.
vi.                The designated bank will maintain a separate account and records relating to the funds received from the Ministry and these will be subject to inspection/audit by the officers of the Ministry, or any other agency designated by the Ministry and C&AG.
vii.              The designated Banks shall place all relevant details of financial and physical achievements on its website and implement the scheme as per the Memorandum of understanding to be signed between the designated Banks and NBCFDC on behalf of the Ministry of Social Justice and Empowerment.
viii.            The designated Banks will lay down the detailed procedure for processing and sanctioning of interest subsidy to eligible students in consultation with NBCFDC.
ix.                The Scheme will be evaluated at regular intervals by the Ministry or any other agency designated by the Ministry and the cost of the evaluation study will be borne by the Ministry.
x.                  The term and conditions of the Scheme can be changed at any time at the discretion of Ministry of Social Justice and Empowerment to improve procedure and achieve more effective implementation. However, there should not be financial implications.


5.         Eligibility

i.                    The students should have secured admission in the approved courses at Masters, M.Phil or Ph.D levels abroad for the courses listed at Para14.
ii.                  He/She should have availed loan from a scheduled bank under the Education Loan Scheme of the Indian Banks Association (IBA) for the purpose.


6.         Income Ceiling

i.                    Total income from all sources of the employed candidate or his/her parents/guardians in case of unemployed candidate shall not exceed Rs.3.00 lakh per annum.
ii.                  Under this Scheme, Income certificate produced by the student for availing Educational Loan viz. ITR/Form 16/Audited Accounts/Income certificate issued by the authority of State Government/UT Administration is acceptable to determining Income ceiling.
iii.                The OBC Caste certificate in the prescribed Performa (as per Annexure) issued by the competent authority must be taken by the Banks.


7.         Recommendatory Committee

i.                    Recommendatory Committee headed by Joint Secretary in-charge of Backward Classes Division with representatives of Finance Division, representative of Nodal Bank and concerned Director/Deputy Secretary as convener will examine and recommend the applications for award of interest subsidy on quarterly basis.
ii.                  50% Interest Subsidy will be given to the girl candidates.


8.         Rate of Interest Subsidy

i.                    Under the scheme, interest payable by the students availing the education loans of the IBA for the period of moratorium (i.e. course period, plus one year or six months after getting job, whichever is earlier) as prescribed under the Education Loan Scheme of the IBA, shall be borne by the Government of India.
ii.                  After the period of moratorium is over, the interest on the outstanding loan amount shall be paid by the student, in accordance with the existing Educational Loan Scheme as may be amended from time to time.
iii.                The candidate will bear the Principal installments and interest beyond moratorium period.


9.         Implementing Agencies

The Scheme will be implemented by the designated Banks as per MoU between the Banks and the NBCFDC on behalf of the Ministry of Social Justice & Empowerment.

10.       Administrative Expenses

i.                    A provision not exceeding 2% of the annual budget allocation for the scheme will be made to meet the administrative and allied costs viz. expenditure for office equipments, including computers and accessories, advertisements, engagement of personnel, third party evaluation etc.
ii.                  This provision will also be used for evaluation and monitoring of the scheme, through outside reputed institutions/agencies engaged by the Ministry of Social Justice and Empowerment, Government of India. Administrative cost of the Banks will be shared as per provision in the MoU.


11.       Monitoring and Transparency

i.                    The Ministry of Social Justice and Empowerment shall monitor the performance of the scheme.
ii.                  For this purpose, a web enabled monitoring mechanism shall be put in place by designated Banks.
iii.                The designated Banks will be required to furnish quarterly financial and physical progress reports to the Ministry.
iv.                The designated Banks will maintain year-wise details of the students receiving scholarship, indicating institute, location of the institute, course, gender, new or renewal, permanent address and parents address.
v.                  Designated Banks will place relevant physical and financial details on their official website.


12.       Minor Modifications/Changes

Minor Modifications/Changes in the Scheme with no financial implications may be made by the Competent Authority.

13.       Evaluation

The monitoring of the financial and physical performance of the scheme will be periodically evaluated by the assigning evaluation/impact studies to reputed institutions/agencies by the Ministry of Social Justice and Empowerment, Government of India.

14.       * Indicative Subjects/Disciplines covered under the Scheme (for Masters, M.Phil and Ph.D)

The subjects/disciplines in which courses may be undertaken for the grant of interest subsidy are listed below:-

i.                    Arts/Humanities/Social Sciences
ii.                  Commerce
iii.                Pure Sciences
iv.                Engineering
v.                  Bio-Technology/Genetic Engineering
vi.                Industrial Environmental Engineering
vii.              Nano-Technology
viii.            Marine Engineering
ix.                Petro-chemical Engineering
x.                  Plastic Technology
xi.                Cryogenic Engineering
xii.              Mechatronics
xiii.            Automation Robotics including artificial intelligence
xiv.            Laser Technology
xv.              Low Temperature Thermal Dynamics
xvi.            Optometry
xvii.          Art Restoration Technology
xviii.        Dock and Harbour Engineering
xix.            Imaging System Technology
xx.              Composite Materials Engineering including Decentralized power Distribution (for Solar Heat) system, Energy Storage Engineering, Energy Conservation, Energy Efficient Habitat.
xxi.            Packaging Engineering/Technology
xxii.          Nuclear Engineering
xxiii.        Information Technology including Computer Engineering, Software, Software Quality Assurance, Networking/Connectivity Engineering, Communication system under Hazardous or Post-Disaster conditions, Multi-media Communication.
xxiv.        Industrial Safety Engineering
xxv.          Agriculture & Agro Technology
xxvi.        Agronomy
xxvii.      Medical
xxviii.    Floriculture & Landscaping
xxix.        Food Sciences & Technology
xxx.          Forestry & Natural Resources
xxxi.        Horticulture
xxxii.      Plant Pathology
xxxiii.    Energy Studies
xxxiv.    Farm Power & Machinery
xxxv.      Veterinary Sciences
xxxvi.    Soils & Water Management
xxxvii.  Plant Breeding & Genetics
xxxviii.Small-scale Rural Technology
xxxix.    Ocean & Atmospheric Sciences
xl.                MBA
xli.              MCA
xlii.            Any other Subject----*


* Subject may be deleted or added by the Ministry from time to time as situation demands.


Under this revised Scheme, the number of courses covered has been increased from 4 to 42 subjects.

This information was given by the Minister of State for Social Justice and Empowerment, Shri Krishan Pal Gurjar in a written reply to a question in Lok Sabha here today.

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Financial Assistance to Parents of Differently Abled 

This Ministry has no scheme to provide financial assistance to parents of mentally retarded children for their upbringing. 

This information was given by the Minister of State for Social Justice and Empowerment, Shri Krishan Pal Gurjar in a written reply to a question in Lok Sabha here today. 

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Helpline for Alcoholic/Drug Addicts 

The Ministry of Social Justice and Empowerment has launched a National Toll Free Helpline No. (1800-11-0031) to assist people with regard to prevention of Alcoholism and Drug Abuse, on 7th January, 2015. This helpline runs on Monday to Saturday from 9:30 A.M. to 6:00 P.M. 

This information was given by the Minister of State for Social Justice and Empowerment, Shri Vijay Sampla in a written reply to a question in Lok Sabha here today. 

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Conviction Under SC/ST Act 



As per the data of the National Crime Records Bureau, Ministry of Home Affairs, the following table indicates all India  position for years 2011-2013, in regard to percentage of cases under the Scheduled Castes and Scheduled Tribes (Prevention of Atrocities{PoA}Act, 1989, ending in conviction as well pending in courts:-

Year
% of :
Conviction
Pendency
2011
30.0
79.9
2012
23.8
83.1
2013
22.8
84.1

The above table whereas indicates a marginal variation in the pendency rate and a decline in the conviction rate during 2011-2013.
S. No.
States/Union Territories
Year
Percentage of cases under the PoA Act:
Ending in conviction
Pending in courts
1.
Andhra Pradesh
2011
11
64.8
2012
8.2
62.2
2013
6.6
64.4
2.
Arunachal Pradesh
2011
76.2
92.3
2012
50
96.4
2013
0
100
3
Assam
2011
4.9
85
2012
3.9
70.7
2013
0
21.0
4
Bihar
2011
10.9
83.7
2012
12.5
85.7
2013
12.8
90.1
5.
Chhattisgarh
2011
29.8
75.2
2012
34.1
57.7
2013
34.7
82.8
6.
Goa
2011
0
77.8
2012
0
92.3
2013
0
92.9
7.
Gujarat
2011
2.4
92.8
2012
7.5
91.3
2013
2.8
88.4
8.
Haryana
2011
13
68.4
2012
7.9
61.4
2013
14.6
60.5
9.
Himachal Pradesh
2011
5.9
84.3
2012
8.6
81.8
2013
17.0
83.1
10.
Jharkhand
2011
25.2
74.7
2012
25.8
76.2
2013
31.0
72.9
11.
Karnataka
2011
6.7
79.4
2012
4.6
80.4
2013
3.3
76.0
12.
Kerala
2011
9.8
87
2012
6.0
89
2013
10.2
87.6
13.
Madhya Pradesh
2011
29.7
76.7
2012
36.6
77.4
2013
30.9
78.8
14.
Maharashtra
2011
5.4
88.2
2012
6.2
89.3
2013
6.3
90.7
15.
Manipur
2011
0
0
2012
0
100
2013
100
66.7
16.
Meghalaya
2011
0
0
2012
0
0
2013
0
0
17.
Mizoram
2011
0
0
2012
0
0
2013
0
0
18.
Nagaland
2011
0
0
2012
0
0
2013
0
0
19.
Odisha
2011
8.9
84.4
2012
7.1
83.7
2013
5.3
87.0
20.
Punjab
2011
20.9
81.3
2012
13.9
80.3
2013
17.6
69.3
21.

Rajasthan
2011
41.1
82.8
2012
38.3
93.2
2013
45.7
87.5
22.
Sikkim
2011
77.8
42.9
2012
61.5
55.2
2013
66.7
23.1
23.
Tamil Nadu
2011
36.6
78.5
2012
17.4
83.4
2013
12.6
82.0
24.
Tripura
2011
11.8
69.6
2012
14.6
70.9
2013
0
82.3
25.
Uttar Pradesh
2011
59
74.6
2012
51.4
84.7
2013
54.0
87.0
26.
Uttarakhand
2011
61.9
76
2012
53.3
69.6
2013
46.8
63.0
27
West Bengal
2011
0
91.5
2012
4
92.1
2013
2.3
90.4
28.
A & N Islands
2011
0
100
2012
0
100
2013
100
90
29.
Chandigarh
2011
0
100
2012
0
75
2013
0
75
30.
D & N Haveli
2011
0
100
2012
0
87.5
2013
0
92.9
31.
Daman & Diu
2011
0
100
2012
0
0
2013
0
0
32.
Delhi
2011
21.4
77
2012
35.7
80
2013
0
90.1
33.
Lakshadweep
2011
100
0
2012
0
0
2013
0
0
34.
Puducherry
2011
50
86.7
2012
50
88.2
2013
0
93.8

All India
2011
30
79.9


2012
23.8
83.1


2013
22.8
84.1

Note:- The Scheduled Castes and the Scheduled Tribes (Prevention of Atrocities) Act, 1989 does not extend to the State of Jammu and Kashmir.



The conviction rate may be influenced by several factors like witnesses turning hostile, belated prosecution, loss of interest by the victim and witnesses due to long delay in completion of trial, absence of corroborative evidence.

The PoA Act is implemented by the concerned State Governments and Union Territory Administrations. With a view to ensure effective implementation of provisions of the Act, Central assistance is provided to States/Union Territories, which includes strengthening of the enforcement machinery, incentive for  inter caste marriages and awareness generation.

This Ministry has been addressing them  to implement provisions of the Act in letter and spirit, with specific emphasis on setting up of exclusive special courts for speedy trial of cases, sensitization of investigating officers, mass awareness programmes, review of cases ending in acquittal.   Ministry of Home Affairs has also been advising them, inter-alia, regarding steps that need to be taken to afford a greater measure of protection to SCs and STs.

A  Committee under the Chairpersonship of Union Minster for Social Justice & Empowerment which was constituted in the year 2006, also reviews implementation of the Act in State/UTs. The Committee has so far held twenty one meetings wherein implementation of the Act in 24 States and 4 Union Territories has been reviewed.

This information was given by the Minister of State for Social Justice and Empowerment, Shri Vijay Sampla in a written reply to a question in Lok Sabha here today.

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National Overseas Scholarship Scheme National Overseas Scholarship Scheme Reviewed by Ajit Kumar on 11:53 PM Rating: 5

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